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| An optional policy provision that continues the coverage without further premium payments if the insured becomes totally
disabled. |
| A provision in a life insurance policy excluding liability of an insurer if a loss is caused by war. |
| Permanent insurance which provides, at minimum, a level death benefit upon the insured's death, or a cash endowment upon
policy maturity that is equal to the death benefit. In addition, these policies accumulate cash values on a tax-deferred basis. A plan of insurance for
life, with premiums payable for a person's entire life. |
| The legal statement of a person's wishes concerning the disposal of his or her property after death. |
| Denotes the selling of weak performing stocks or bonds by money managers just before the end of each reporting quarter, so
they don't appear as significant investment positions. This selling activity is often accompanied with buying activity of strong performing stocks and
bonds. After quarterly reports are issued, the portfolio will reveal holding positions in strong performing stocks and bonds, despite the fact that the
majority of the capital gains in these were never experienced by shareholders. Window dressing is a cosmetic affect and adds little or no value. |
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